At Fruga, you’ve got two ways to cover your home: with a monthly or annual payment.
Both are flexible, fair, and easy to manage.
Here's how they work:
Monthly Payment:
There will be a credit charge if you opt for monthly direct debit payments; Fruga has no control over the monthly processing fees charged for the monthly direct debit credit facility.
This is a rolling contract; Taken in monthly instalments. The policy renews yearly at the renewal stage.
You’re not locked in, and you can cancel anytime, for free.
If your situation changes (like moving house or updating your cover), your price or cover might adjust at your next monthly renewal.
If your insurer can't keep you covered, we’ll give you a heads-up and help you find alternatives.
No exit fees. No drama.
Annual Payment:
No credit charge when opting for an annual payment for your insurance policy.
This runs for 12 months and renews yearly at the renewal stage.
Cancel any time.
We’ll remind you before renewal so there are no surprises.
The coverage is the same with both options. You can tweak or cancel your policy anytime. And just like everything with Fruga, it's simple, transparent, and always in your control.